Use Cases
PayItFast supports a wide range of payment scenarios -- from collecting funds and disbursing payouts to enabling crypto on- and off-ramps. Explore the core flows below to find the right fit for your product.
Crypto Checkout
Accept stablecoin payments (USDT, USDC) from any crypto wallet or exchange. Settle in USD with zero chargebacks and fees under 2%.
- E-commerce payments
- SaaS subscriptions
- Marketplace transactions
- Digital goods & services
Settlement: T+1, USD
Onramp
Enable users to buy stablecoins (USDC, USDT) using local fiat currencies. Users deposit fiat and receive crypto in their wallet.
- Fiat → stablecoin conversion
- Bank transfer, card, mobile wallet
- 47+ fiat currencies
- 70+ crypto tokens
Coverage: 69 countries
Offramp
Enable users to sell stablecoins and receive fiat in their bank account or local wallet. Crypto-to-fiat conversion made simple.
- Stablecoin → fiat conversion
- Local bank payouts
- Mobile wallet payouts
- Real-time status tracking
Coverage: 69 countries
Industry Solutions
PayItFast powers payment infrastructure across multiple industries. Whether you are building a marketplace, a crypto wallet, or a gig platform, our products adapt to your needs.
E-commerce & Marketplaces
Accept stablecoin payments via Crypto Checkout for zero-chargeback transactions. Use Onramp and Offramp to support crypto-native buyers and sellers.
Crypto Exchanges & Wallets
Offer fiat on-ramps and off-ramps to your users. Convert between 47+ fiat currencies and 70+ crypto tokens across multiple blockchain networks.
Cross-border Payments
Use Onramp and Offramp to enable cross-border money movement via stablecoins. Competitive exchange rates across 69 countries with local payment methods.
Freelance & Gig Platforms
Accept client payments via Crypto Checkout and disburse earnings to freelancers through Offramp. Enable global payouts via stablecoin-to-fiat conversion.
Settlement Overview
Each product has its own settlement model optimized for the payment flow.
| Product | Settlement | Currency |
|---|---|---|
| Crypto Checkout | T+1 batch settlement | USD |
| Onramp | Instant crypto delivery to user wallet once fiat is received | USDC, USDT (stablecoins) |
| Offramp | Fiat payout to user bank/wallet once stablecoins are received | 47+ fiat currencies |
Key Capabilities
Integrated KYC/KYB
Built-in compliance verification for individuals and businesses via Sumsub partnership. Tiered levels with automatic limit enforcement.
Real-time Webhooks
Event-driven notifications for every status change. HMAC-SHA256 signed payloads with automatic retry mechanics.
Multi-Currency Accounts
Manage fiat and crypto balances across 47+ currencies. Prefunding support for payout operations.
Widget & Headless Mode
Embed the payment widget via iframe for quick integration, or go fully headless with API-only flows for complete UI control.
Ready to Build?
Follow the step-by-step integration guide to implement your first payment flow. The guide covers Crypto Checkout, Onramp, and Offramp integrations with workflow diagrams and endpoint references.
Read the Integration Guide