Use Cases
PayItFast supports a wide range of payment scenarios -- from collecting funds and disbursing payouts to enabling crypto on- and off-ramps. Explore the core flows below to find the right fit for your product.
Collections (Payins)
Accept secure payments from individuals or corporate payers in local fiat currencies. Funds are collected and settled to your account.
- E-commerce payments
- Digital wallet top-ups
- iGaming deposits
- Subscription billing
Settlement options: Batch, Instant Crypto, or Instant Fiat
Payouts
Process secure payouts to individuals or corporate recipients via bank transfer, local wallets, or cards.
- Seller / vendor payments
- Salary disbursements
- Affiliate commissions
- Insurance claims
Prerequisite: Prefunding is required before creating payout orders.
Ramp (On/Off)
Enable users to buy or sell crypto with local currencies. Seamless conversion between fiat and stablecoins.
- Onramp: Fiat → stablecoin (USDC, USDT)
- Offramp: Stablecoin → fiat
Coverage: 69 countries, 47+ fiat currencies, 70+ crypto tokens
Industry Solutions
PayItFast powers payment infrastructure across multiple industries. Whether you are building a marketplace, a crypto wallet, or a gig platform, our APIs adapt to your needs.
E-commerce & Marketplaces
Accept local payments from buyers worldwide and pay out sellers in their preferred currency. Support bank transfers, local wallets, and cards in 47+ currencies.
iGaming & Gambling
Enable fiat deposits that settle to crypto wallets for instant balance top-ups. Purpose-built gaming flow with dedicated endpoints and wallet-based settlement.
Crypto Exchanges & Wallets
Offer fiat on-ramps and off-ramps to your users. Convert between 47+ fiat currencies and 70+ crypto tokens across multiple blockchain networks.
Cross-border Remittance
Send money across borders with compliant KYC/KYB, competitive exchange rates, and real-time webhook notifications. Cover 69 countries with local payout methods.
Freelance & Gig Platforms
Collect client payments via payins and disburse earnings to freelancers through payouts. Automate salary disbursements, commissions, and vendor payments at scale.
Settlement Models
Choose the settlement model that fits your operational needs. All three models are available for collection (payin) orders.
| Model | Description | Key Parameters |
|---|---|---|
| Batch Settlement | Transactions accumulate and are settled in periodic batches. This is the default behavior. | No additional parameters required |
| Instant Crypto Settlement | Immediate settlement to a specified crypto wallet address. | withdrawDetails.cryptoTicker, withdrawDetails.walletAddress |
| Instant Fiat Settlement | Immediate settlement to a bank account or local wallet. | withdrawDetails.currency, withdrawDetails.paymentCode, withdrawDetails.additionalDetails |
Key Capabilities
Integrated KYC/KYB
Built-in compliance verification for individuals and businesses via Sumsub partnership. Tiered levels with automatic limit enforcement.
Real-time Webhooks
Event-driven notifications for every status change. HMAC-SHA256 signed payloads with automatic retry mechanics.
Multi-Currency Accounts
Manage fiat and crypto balances across 47+ currencies. Prefunding support for payout operations.
Widget & Headless Mode
Embed the payment widget via iframe for quick integration, or go fully headless with API-only flows for complete UI control.
Ready to Build?
Follow the step-by-step integration guide to implement your first payment flow. The guide covers payin, payout, onramp, and offramp integrations with code examples and endpoint references.
Read the Integration Guide